USPTO serial 79440026
CPOI
Reviewed by CopyMark Law Group
Status 641Office Action
- Filing date
- Status date
- Registration date
- —
- Examiner
- CARR, PATRICK C
- Law office
- TMO LAW OFFICE 125
What this means
The USPTO has issued an Office Action on this application. A response is typically required before the deadline, or the application can be abandoned.
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Owner
Attorney of record
The USPTO lists this attorney as the applicant's representative for correspondence on this application.
Mark A. Zuccaro
Mark A. Zuccaro Warner Norcross + Judd LLP2715 Woodward AveSuite 300Detroit, MI 48201Goods and services
| Class | Description | Status | First use |
|---|---|---|---|
| 009 | Downloadable computer software and computer software platform for processing electronic payments and electronic financial transactions; downloadable computer software and computer software platforms for identifying and authenticating users; downloadable computer programs for processing electronic payments and electronic financial transactions; computer interfaces; downloadable bill payment processing software; downloadable e-commerce and e-payment software for processing electronic payments and electronic financial transactions; downloadable apps being application software for processing electronic payments and electronic financial transactions; downloadable mobile apps being application software for processing electronic payments and electronic financial transactions; computer hardware; magnetically encoded debit cards; magnetic encoded card readers; downloadable computer software for the collection, editing, organizing, modifying, book marking, transmission, storage, and sharing of data and information; downloadable software for ensuring the security of electronic payments and electronic transactions; downloadable computer software for authorising access to databases and stored information; mobile data receivers for the secure registration, transfer, processing and reproduction of sounds, images or data; electronic payment terminals; invoicing machines, namely data processing apparatus; downloadable software programs for accessing the internet and electronic mail services; downloadable computer software for the handling of financial transactions, namely, for managing and processing financial transactions; downloadable computer programmes for financial matters, namely, for accessing and managing online banking accounts; downloadable computer software for loyalty programs, namely, for managing customer loyalty programs; downloadable virtual assistant software using artificial intelligence (AI) for providing assistance in the nature of answering questions for users when making financial transactions; downloadable computer software for operating biometric systems for the identification and authentication of persons; downloadable smartphone software applications for processing financial transactions; downloadable computer application software for mobile phones for processing electronic payments; downloadable electronic databases in the field of financial transactions; downloadable electronic computer databases in the field of financial transactions; downloadable computer software for use as an electronic wallet; cryptocurrency wallets, namely, downloadable computer software for use as an electronic wallet; downloadable cryptocurrency exchange management software; downloadable software for spending, trading, receiving and accessing cryptocurrency; downloadable computer software for managing cryptocurrency transactions using blockchain technology | ACTIVE | — |
| 036 | Financial consultancy services; monetary services, namely, payment verification services; payment processing services, namely, credit card, debit card and electronic wallet transaction processing services; payment verification services; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Processing of contactless credit and debit card payments; banking services; financial management; provision of financial services via a mobile application, namely, credit card, debit card and electronic wallet transaction payment processing and payment verification services; money exchange and transfer; currency transfer services; currency exchange services; electronic funds transfer services; atm banking services; bank account services; savings bank services; savings account services; currency account services, namely, banking account; debit account services, namely, debit card transaction processing services; credit card terminals being rental of payment terminals; electronic wallet payment processing services; financial services for savings, namely, savings account services; financial advice; financial information; debt collection agency services; insurance administration services; bank account information services; electronic financial trading services; issuing tokens of value as a reward for customer loyalty, namely, issuing pre-paid vouchers exchangeable for goods or services; issuing electronic payment cards being prepaid debit cards in connection with bonus and reward schemes; financial services, namely, providing electronic transfer and trading services for a virtual currency; financial exchange of virtual currency; charitable fundraising services; organisation of charitable collections, namely, charitable fund-raising; financial services including credit card services, namely credit card factoring services; financial management of investment schemes and accounts; currency trading; cryptocurrency trading services; business banking; home banking; online banking; investment banking; financial services, namely, invoice splitting being banking services; on-line financial consulting, banking, savings account services, bill payment services, and credit facilities, being credit and loan services; home banking and online banking services; information, advisory and consultancy services for the aforesaid services | ACTIVE | — |
| 042 | Software as a service (SaaS) services featuring software for processing and verifying credit card, debit card and electronic wallet payments and financial transactions; Software as a service (SaaS) services featuring software for identifying and authenticating users; Platform as a Service (PaaS) services featuring computer software platforms for processing and verifying credit card, debit card and electronic wallet payments and financial transactions; Platform as a service (PaaS) services featuring computer software platforms for identifying and authenticating users; design and development of computer hardware and software relating to payments and financial transactions; design and development of computer hardware and software for identifying and authenticating users; computer software programming services; computer diagnostic services; design of websites; creating and maintaining websites for others; hosting the websites of others; research in the field of mobile payment technology; providing temporary use of online non-downloadable software for processing electronic payments; providing temporary use of online non-downloadable software for use in processing, generating, tracking, calculating, measuring, reporting, and analyzing information and reports in the fields of payments, financial transactions, user identification and user authentication; application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants; data security services, namely, data encryption services for providing security and anonymity for electronically transmitted credit card, debit card and electronic wallet transactions; electronic monitoring of credit card activity to detect fraud via the internet; user authentication services using biometric hardware and software technology for banking and payments online; user authentication services using single sign-on technology for online software applications; computerised online and electronic data storage services; innovation consulting services, namely, advising others in the area of financial technology development; research and development in the field of application programming interfaces for online payment; consultancy, information and advisory services relating to all the foregoing | ACTIVE | — |
Related trademarks
CopyMark links this record to cited §2(d) serials, the owner's other marks, Nice classes, similar mark names, and recently changed USPTO applications.
Prosecution history
| Date | Code | Event | What it means |
|---|---|---|---|
| Sep 1, 2026 | GNRN | NOTIFICATION OF NON-FINAL ACTION E-MAILED | A non-final Office Action means the USPTO examining attorney has raised at least one issue with your trademark application but has not made a final decision. You usually have three months to respond with arguments, amendments, or evidence. Missing the deadline can abandon the application. |
| Sep 1, 2026 | GNRT | NON-FINAL ACTION E-MAILED | A non-final Office Action means the USPTO examining attorney has raised at least one issue with your trademark application but has not made a final decision. You usually have three months to respond with arguments, amendments, or evidence. Missing the deadline can abandon the application. |
| Sep 1, 2026 | CNRT | NON-FINAL ACTION WRITTEN | A non-final Office Action means the USPTO examining attorney has raised at least one issue with your trademark application but has not made a final decision. You usually have three months to respond with arguments, amendments, or evidence. Missing the deadline can abandon the application. |
| Aug 29, 2026 | TEME | TEAS/EMAIL CORRESPONDENCE ENTERED | — |
| Aug 28, 2026 | CRFA | CORRESPONDENCE RECEIVED IN LAW OFFICE | — |
| Aug 28, 2026 | ERFR | TEAS REQUEST FOR RECONSIDERATION RECEIVED | — |
| Jun 29, 2026 | GNFN | NOTIFICATION OF FINAL REFUSAL EMAILED | — |
| Jun 29, 2026 | GNFR | FINAL REFUSAL E-MAILED | A final Office Action (final refusal) means the examining attorney is maintaining at least one refusal and your options are narrower. You can file a response addressing the refusal, appeal to the Trademark Trial and Appeal Board, or let the application abandon. |
| Jun 29, 2026 | CNFR | FINAL REFUSAL WRITTEN | A final Office Action (final refusal) means the examining attorney is maintaining at least one refusal and your options are narrower. You can file a response addressing the refusal, appeal to the Trademark Trial and Appeal Board, or let the application abandon. |
| Jun 26, 2026 | TEME | TEAS/EMAIL CORRESPONDENCE ENTERED | — |
| Jun 26, 2026 | CRFA | CORRESPONDENCE RECEIVED IN LAW OFFICE | — |
| Jun 26, 2026 | TROA | TEAS RESPONSE TO OFFICE ACTION RECEIVED | This event means the applicant filed a response to a USPTO Office Action — typically arguments, amendments, or evidence addressing the examiner's objections. The USPTO will review the response and either allow the mark to proceed or issue another action. |
| Feb 26, 2026 | RFNT | REFUSAL PROCESSED BY IB | — |
| Feb 12, 2026 | RFCS | NON-FINAL ACTION MAILED - REFUSAL SENT TO IB | — |
| Feb 11, 2026 | RFRR | REFUSAL PROCESSED BY MPU | — |
| Jan 15, 2026 | RFCR | NON-FINAL ACTION (IB REFUSAL) PREPARED FOR REVIEW | — |
| Jan 14, 2026 | CNRT | NON-FINAL ACTION WRITTEN | A non-final Office Action means the USPTO examining attorney has raised at least one issue with your trademark application but has not made a final decision. You usually have three months to respond with arguments, amendments, or evidence. Missing the deadline can abandon the application. |
| Jan 6, 2026 | DOCK | ASSIGNED TO EXAMINER | — |
| Jan 5, 2026 | MAFR | APPLICATION FILING RECEIPT MAILED | — |
| Jan 5, 2026 | NWOS | NEW APPLICATION OFFICE SUPPLIED DATA ENTERED | — |
| Dec 25, 2025 | REPR | SN ASSIGNED FOR SECT 66A APPL FROM IB | — |