USPTO serial 99473200
Reviewed by CopyMark Law Group
Status 686 means your mark is published in the USPTO Official Gazette and in the 30-day opposition period. If no opposition is filed, prosecution typically continues toward registration or a Notice of Allowance. Monitor the opposition window. After it closes, watch for Notice of Allowance (intent-to-use) or registration (use-based).
If you own this trademark, we can monitor new filings and help with USPTO deadlines. If you do not, we can file a new U.S. application.
Mountain View, CA, US
Mountain View, CA, US
The USPTO lists this attorney as the applicant's representative for correspondence on this application.
Kelu Sullivan
Kelu Sullivan Kelly IP, LLP1150 Connecticut Avenue, NWSuite 600Washington, DC 20036| Class | Description | Status | First use |
|---|---|---|---|
| 009 | Downloadable software for financial management, business management, financial records and transactions management, business process management, accounting, bookkeeping, tax preparation and filing, tax planning, tax calculation, processing tax payments, and for organizing, tracking and reporting tax-deductible expenses and enterprise resource planning (ERP); downloadable software for customer relationship management (CRM), inventory management, business operations management, operations management, retail management, project cost management, and tax practice management; downloadable software and computer hardware for transaction processing, point of sale transactions, credit card payment processing, retail vending, retail checkout, online banking, credit and debit card management, business and financial transaction management, and downloadable e-commerce software for allowing users to perform electronic business transactions; downloadable software for use in connecting consumers with third-party financial services; downloadable computer software for use in providing automated personal financial management services; downloadable software for human resource management and administering and managing employee benefits and payroll, insurance plans, retirement plans, healthcare plans, and employee time tracking; downloadable software for marketing automation, email marketing, and marketing services in the nature of supporting and managing the creation, sending, optimizing, and targeting of bulk electronic mail, advertising, and promotional campaigns and surveys and for promotion of e-commerce web sites; downloadable software for use in banking for accessing and managing bank accounts, tracking personal finance transactions and managing financial investments and automated investment management; downloadable software for providing financial tools, namely, for managing and verifying financial transactions and automated financial advice; downloadable data analysis software for financial data analysis; downloadable software for processing tax refunds and tax payments; downloadable software for customers to directly deposit tax refunds into accounts at financial institutions; downloadable software for pre-populating tax forms with tax data from online banking accounts; downloadable application software for accessing, viewing and managing checking accounts, credit card accounts and savings accounts, paying bills and transferring money; downloadable software for accessing savings account, checking account; magnetically encoded debit card; downloadable software for viewing credit score and reporting changes to credit score; downloadable software for monitoring consumers' credit scores, creating credit score reports, and providing online and email alerts concerning credit scores; downloadable software for use in marketing and providing advertisement and promotional offers to others based on credit reports; downloadable software for artificial intelligence processing and machine learning to allow users to optimize management of accounting, financial planning, marketing, business, and tax preparation; downloadable software for knowledge engineering, namely, software for use in creating rules to apply to data to imitate the thought process of a human expert; downloadable software for generative artificial intelligence applications, namely, to allow users to optimize management of accounting, financial planning, marketing, business, and tax preparation; downloadable software using artificial intelligence, including chatbot interfaces, for the production of speech, text, images, video, sound, haptics, and numerical calculations; downloadable software which takes automated actions on behalf of a user, a machine, an application, or operating system to allow users to optimize management of accounting, financial planning, marketing, business, and tax preparation; downloadable software for automated analysis of data and for producing automated insights and enabling decision-making; downloadable software tools for use in software development; downloadable software for tracking charitable donations and calculating charitable tax deductions and fair market value of goods and services | ACTIVE | — |
| 035 | Business administration and management services in the field of business finance, bookkeeping, and accounting; accounting and bookkeeping services; business invoicing services; marketing; advertising and promotional services; advertising, promotion, and marketing services in the nature of email campaigns for others; providing payroll preparation, payroll tax assessment, and payroll tax filing services; providing human resource department services for others and business management services in the nature of employee benefit planning; employee and contractor time tracking services featuring tracking paid time off, sick days, and holidays; computer data entry services featuring online integration of employee time tracking data with accounting, payroll, and invoicing data; online business and personnel management services; providing online workforce management and scheduling services for others; business consulting services; providing information in the nature of business and marketing advice, news, and information; providing business advice and business information relating to finance, loans, and credit monitoring; providing business information in the fields of tax planning, tax calculation, tax return preparation for business purposes; association and membership services, namely, promoting the business or commercial interests of accountants, financial planners and entrepreneurs in the fields of accounting, finance, financial planning, small business management, tax preparation, tax filing, and tax planning by means of a membership association; matching potential lenders with borrowers in the fields of consumer lending and commercial lending; providing advertisement and promotion services for others based on credit reports; monitoring consumers' credit reports for business purposes; monitoring consumers' credit reports and providing an alert as to any changes therein for business purposes; referrals in the field of real estate agents; Providing an on-line searchable database featuring referrals in the field of real estate agents; Providing on-line referrals in the field of real estate agents; arranging and conducting incentive award programs designed to reward consumers and participants who engage in responsible financial actions related to checking and savings accounts; arranging and conducting incentive award programs to promote the sale of products and services of others, designed to reward consumers and participants who engage in responsible financial actions related to checking and savings accounts; providing consumer product recommendations in the fields of finance, loans and credit monitoring; payroll services, namely payroll processing services; real estate agent referral services | ACTIVE | — |
| 036 | Financial management services; monetary affairs, namely, financial information, management and analysis services; providing financial management tools and transaction execution and tracking services, namely online, real-time services to manage and track financial assets, accounts, transactions, and payments via computer and communication networks; providing financial information relating to financial matters, insurance, banking, investments, shares, credit card services, credit monitoring, and tax; credit card services, namely, credit card transaction processing services; electronic banking and payment services, namely, providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; credit card and debit card services, namely credit and debit card transaction processing services; online bill payment services; payment processing by electronic means; electronic bill presentment for others; online financing and loan services; financial administration of employee benefits for others; financial administration of member financial benefits program in the fields of accounting, business, computer, and tax professionals; mortgage brokerage services; loan brokerage services; real estate brokerage services; real estate agent services; loan servicing services in the nature of arranging and financing of loans; providing financial advice and information related to investment management; providing a website featuring information in the field of banking; credit scoring services; financial risk assessment services, financial risk scoring; providing financial information, namely, consumers' financial history, payment history, loan and debt burden information; online credit reporting services; debit card transaction processing services; providing a web site featuring personal financial information and financial advice; insurance services, namely, insurance eligibility review and verification and consultation in the automobile industry; insurance services, namely, underwriting, issuance and administration of automobile insurance; banking; savings account services; checking account services; financial reporting services, namely, collecting payment data from customers in order to report rent, and bill payments to credit bureaus for the purpose of building credit history; banking services; ATM banking services; direct deposit account services; issuing of debit cards; providing financial information and advice in the fields of banking; debit card payment processing services; money transfer services; electronic money transfer services; bill payment services; financial services namely, bill payment by electronic means; credit and loan services; financial services, namely electronic remote check deposit services; monitoring financial markets for investment purposes; financial planning and investment advisory services; online financial valuations, information, research and investment recommendation; insurance consulting in the field of automobile insurance; insurance underwriting services in the field of automobile; insurance services, namely, providing auto insurance rate quotes; automobile insurance administration and underwriting; providing information via a global computer information network in the field of automobile insurance underwriting; providing financial news and information; providing information in the nature of news for professionals in the fields of finance and financial planning; providing a web site featuring financial information for users with recommendations in the fields of finance, loans and credit monitoring | ACTIVE | — |
| 041 | Educational and training services, namely, providing courses of instruction, workshops, seminars and training in the fields of business development, business management accounting, tax, finance, marketing, credit monitoring, productivity, computer software, computer hardware, software as a service (SaaS) technology, artificial intelligence, cloud computing, and mobile computing, and distributing course materials in connection therewith; training services, namely, providing training of accountants, bookkeepers, and business managers for certification in the fields of accounting, business and computer software; sweepstake services designed to reward consumers and participants who engage in responsible financial actions related to checking and savings accounts; Entertainment services, namely, contest and incentive award programs designed to reward program participants who engage in responsible financial actions related to checking and savings accounts | ACTIVE | — |
| 042 | Providing online non-downloadable software for financial management, business management, financial records and transactions management, business process management, and enterprise resource planning (ERP); providing online non-downloadable software for credit and debit card management; providing online non-downloadable software for human resource management; providing online non-downloadable software for marketing automation, marketing campaign management, email marketing, and marketing services in the nature of supporting and managing the creation, sending, optimizing, and targeting of bulk electronic mail, advertising, and promotional campaigns and surveys and for promotion of e-commerce web sites and technical support related to same, namely, troubleshooting of computer software and web application problems; electronic monitoring of credit card activity and credit reports to detect identity theft and fraud via the internet; providing online non-downloadable software for tax return preparation; providing online non-downloadable software for processing tax payments; providing on-line non-downloadable software for reporting rent and bill payments to credit bureaus for purposes of building credit history; Providing a website featuring technology that enables users to report rent and bill payments to credit bureaus for purposes of building credit history; providing online non-downloadable software for banking for accessing and managing bank accounts, tracking personal finance transactions and managing financial investments; providing online non-downloadable software for accessing, viewing and managing checking accounts, credit card accounts and savings accounts, paying bills and transferring money; providing a website featuring on-line non-downloadable software that enables users to access automobile and home loan information; software as a service (SaaS) services featuring software for artificial intelligence processing and machine learning to allow users to optimize management of accounting, financial planning, marketing, business, and tax preparation; software as a service (SaaS) services featuring software for knowledge engineering, namely, software for use in creating rules to apply to data to imitate the thought process of a human expert; providing online non-downloadable software for generative artificial intelligence applications, namely, to allow users to optimize management of accounting, financial planning, marketing, business, and tax preparation; providing online non-downloadable artificial intelligence software, including chatbot interfaces for the production of speech, text, images, video, sound, haptics, and numerical calculations and for rendering and navigating virtual reality environments; providing online non-downloadable software which takes automated actions on behalf of a user, a machine, an application, or operating system to allow users to optimize management of accounting, financial planning, marketing, business, and tax preparation; providing online non-downloadable software for automated analysis of data and for producing automated insights and enabling decision-making; providing online software tools for use in software development; research in the fields of artificial intelligence and computer natural language processing; providing financial management tools, namely, providing online non-downloadable software for managing and verifying financial transactions | ACTIVE | — |
| 045 | Monitoring consumers' credit reports for fraud detection and prevention | ACTIVE | — |
CopyMark links this record to cited §2(d) serials, the owner's other marks, Nice classes, similar mark names, and recently changed USPTO applications.
| Date | Code | Event | What it means |
|---|---|---|---|
| Sep 15, 2026 | TCCA | TEAS CHANGE OF CORRESPONDENCE RECEIVED | — |
| Sep 15, 2026 | ARAA | ATTORNEY/DOM.REP.REVOKED AND/OR APPOINTED | This event means the applicant filed a response to a USPTO Office Action — typically arguments, amendments, or evidence addressing the examiner's objections. The USPTO will review the response and either allow the mark to proceed or issue another action. |
| Sep 15, 2026 | REAP | TEAS REVOKE/APP/CHANGE ADDR OF ATTY/DOM REP RECEIVED | — |
| Sep 8, 2026 | NPUB | OFFICIAL GAZETTE PUBLICATION CONFIRMATION E-MAILED | — |
| Sep 8, 2026 | PUBO | PUBLISHED FOR OPPOSITION | Your mark was published in the USPTO Official Gazette for a 30-day opposition window. During that period, third parties who believe they would be harmed can file an opposition. If no opposition is filed, prosecution usually continues toward registration or a Notice of Allowance. |
| Sep 2, 2026 | NONP | NOTIFICATION OF NOTICE OF PUBLICATION E-MAILED | — |
| Aug 13, 2026 | CNSA | APPROVED FOR PUB - PRINCIPAL REGISTER | — |
| Aug 13, 2026 | GNEN | NOTIFICATION OF EXAMINERS AMENDMENT E-MAILED | — |
| Aug 13, 2026 | XAEC | EXAMINER'S AMENDMENT ENTERED | — |
| Aug 13, 2026 | GNEA | EXAMINERS AMENDMENT E-MAILED | — |
| Aug 13, 2026 | CNEA | EXAMINERS AMENDMENT -WRITTEN | — |
| Jul 29, 2026 | RDX3 | NOTIFICATION FOR REQ FOR RECON DENIED NO APPEAL FILED | — |
| Jul 29, 2026 | RDX1 | ACTION FOR REQ FOR RECON DENIED NO APPEAL FILED E-MAILED | — |
| Jul 29, 2026 | RRDX | ACTION REQ FOR RECON DENIED NO APPEAL FILED COUNTED NOT MAILED | — |
| Jul 28, 2026 | TEME | TEAS/EMAIL CORRESPONDENCE ENTERED | — |
| Jul 28, 2026 | CRFA | CORRESPONDENCE RECEIVED IN LAW OFFICE | — |
| Jul 28, 2026 | ERFR | TEAS REQUEST FOR RECONSIDERATION RECEIVED | — |
| Jun 9, 2026 | TCCA | TEAS CHANGE OF CORRESPONDENCE RECEIVED | — |
| Jun 9, 2026 | ARAA | ATTORNEY/DOM.REP.REVOKED AND/OR APPOINTED | This event means the applicant filed a response to a USPTO Office Action — typically arguments, amendments, or evidence addressing the examiner's objections. The USPTO will review the response and either allow the mark to proceed or issue another action. |
| Jun 9, 2026 | REAP | TEAS REVOKE/APP/CHANGE ADDR OF ATTY/DOM REP RECEIVED | — |
| May 22, 2026 | GNFN | NOTIFICATION OF FINAL REFUSAL EMAILED | — |
| May 22, 2026 | GNFR | FINAL REFUSAL E-MAILED | A final Office Action (final refusal) means the examining attorney is maintaining at least one refusal and your options are narrower. You can file a response addressing the refusal, appeal to the Trademark Trial and Appeal Board, or let the application abandon. |
| May 22, 2026 | CNFR | FINAL REFUSAL WRITTEN | A final Office Action (final refusal) means the examining attorney is maintaining at least one refusal and your options are narrower. You can file a response addressing the refusal, appeal to the Trademark Trial and Appeal Board, or let the application abandon. |
| May 21, 2026 | TEME | TEAS/EMAIL CORRESPONDENCE ENTERED | — |
| May 21, 2026 | CRFA | CORRESPONDENCE RECEIVED IN LAW OFFICE | — |
| May 21, 2026 | TROA | TEAS RESPONSE TO OFFICE ACTION RECEIVED | This event means the applicant filed a response to a USPTO Office Action — typically arguments, amendments, or evidence addressing the examiner's objections. The USPTO will review the response and either allow the mark to proceed or issue another action. |
| Mar 16, 2026 | XELG | APPLICATION EXTENSION GRANTED/RECEIPT PROVIDED | — |
| Mar 16, 2026 | XELR | APPLICATION EXTENSION TO RESPONSE PERIOD - RECEIVED | — |
| Dec 15, 2025 | GNRN | NOTIFICATION OF NON-FINAL ACTION E-MAILED | A non-final Office Action means the USPTO examining attorney has raised at least one issue with your trademark application but has not made a final decision. You usually have three months to respond with arguments, amendments, or evidence. Missing the deadline can abandon the application. |
| Dec 15, 2025 | GNRT | NON-FINAL ACTION E-MAILED | A non-final Office Action means the USPTO examining attorney has raised at least one issue with your trademark application but has not made a final decision. You usually have three months to respond with arguments, amendments, or evidence. Missing the deadline can abandon the application. |
| Dec 15, 2025 | CNRT | NON-FINAL ACTION WRITTEN | A non-final Office Action means the USPTO examining attorney has raised at least one issue with your trademark application but has not made a final decision. You usually have three months to respond with arguments, amendments, or evidence. Missing the deadline can abandon the application. |
| Dec 10, 2025 | DOCK | ASSIGNED TO EXAMINER | — |
| Oct 31, 2025 | MAFR | APPLICATION FILING RECEIPT MAILED | — |
| Oct 31, 2025 | NWOS | NEW APPLICATION OFFICE SUPPLIED DATA ENTERED | — |
| Oct 31, 2025 | NWAP | NEW APPLICATION ENTERED | — |