USPTO serial 99610259
IBANC
Status 641Office Action
- Filing date
- Jan 22, 2026
- Status date
- May 29, 2026
- Registration date
- —
- Examiner
- LARKEY, MICHAEL M
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What this means
The USPTO has issued an Office Action on this application. A response is typically required before the deadline, or the application can be abandoned.
Deadline: 29 Aug 2026
Office Action issues
The USPTO examiner refused your trademark application due to a potential likelihood of confusion with an existing registration and because your mark is considered merely descriptive of your services.
Owner
Nikola Kokot
Park Ridge, IL, US
Ewelina Elzbieta Gusic
Arlington Heights, IL, US
Goods and services
| Class | Description | Status | First use |
|---|---|---|---|
| 036 | Mortgage brokerage; Mortgage refinancing; Mortgage banking; Mortgage lending; Mortgage financing services; Mortgage brokerage services; Mortgage fulfillment services in the nature of mortgage underwriting; Reverse mortgage brokerage services; Reverse mortgage lending services; Mortgage compliance consulting services concerning financial requirements for mortgages for mortgage lenders and servicers and mortgage brokers; Mortgage services, namely, buyer pre-qualification of mortgages for mortgage brokers and banks; Financial services, namely, mortgage refinancing; Maintaining mortgage impound accounts; Maintaining mortgage escrow accounts; Financial services, namely, mortgage planning; Processing mortgage insurance policy refunds; Mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans; Providing post-compliance financial reviews for the mortgage industry; Real estate services to stop foreclosure, namely, mortgage debt management; Financial services, namely, loss mitigation services for under- or non-performing mortgage loans; Mortgage foreclosure mitigation and loan default mitigation services, namely, acquisition and lease-back of real estate; Mortgaging of securities for others; Financial services, namely, the purchase of residential mortgages on behalf of others and the issuance of mortgage-backed securities; Lending consultant services; Wholesale lending services; Commercial lending services; Consumer lending services; Financial services, namely, money lending; Financial services, namely, microfinance lending services; Cryptocurrency lending provided via decentralized finance (DeFi) protocols; Consumer lending services provided via decentralized finance (DeFi) protocols | ACTIVE | Nov 24, 2014 |
Prosecution history
| Date | Code | Event |
|---|---|---|
| Aug 7, 2026 | XELG | APPLICATION EXTENSION GRANTED/RECEIPT PROVIDED |
| Aug 7, 2026 | XELR | APPLICATION EXTENSION TO RESPONSE PERIOD - RECEIVED |
| May 29, 2026 | GNRN | NOTIFICATION OF NON-FINAL ACTION E-MAILED |
| May 29, 2026 | GNRT | NON-FINAL ACTION E-MAILED |
| May 29, 2026 | CNRT | NON-FINAL ACTION WRITTEN |
| May 20, 2026 | DOCK | ASSIGNED TO EXAMINER |
| Jan 25, 2026 | NWOS | NEW APPLICATION OFFICE SUPPLIED DATA ENTERED |
| Jan 22, 2026 | MAFR | APPLICATION FILING RECEIPT MAILED |
| Jan 22, 2026 | NWAP | NEW APPLICATION ENTERED |