USPTO serial 99719351

KARAT STICK

Status 686

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This page summarizes the public USPTO record for this serial number, including owners, goods and services, and prosecution history.

Class	Description	Status	First use
042	Software as a service (SAAS) services featuring software using artificial intelligence (AI) for personal financial management, namely, aggregating financial account data, budgeting, debt tracking, investment performance reporting, generating financial wellness scores based on income growth, savings rates, debt management, and return on capital, and providing AI-driven recommendations to improve financial behaviors; Providing online non-downloadable software for financial data consolidation, cash flow analysis, balance sheet visualization, and cohort-based scoring and peer comparison; Software as a service (SAAS) services featuring software using artificial intelligence (AI) for generating personalized financial improvement action plans; Platform as a service (PAAS) featuring computer software platforms for personal finance aggregation and advisory tools	ACTIVE	—

Date	Code	Event
Aug 18, 2026	NPUB	OFFICIAL GAZETTE PUBLICATION CONFIRMATION E-MAILED
Aug 18, 2026	PUBO	PUBLISHED FOR OPPOSITION
Aug 12, 2026	NONP	NOTIFICATION OF NOTICE OF PUBLICATION E-MAILED
Jul 18, 2026	CNSA	APPROVED FOR PUB - PRINCIPAL REGISTER
Jul 16, 2026	TEME	TEAS/EMAIL CORRESPONDENCE ENTERED
Jul 16, 2026	CRFA	CORRESPONDENCE RECEIVED IN LAW OFFICE
Jul 16, 2026	TROA	TEAS RESPONSE TO OFFICE ACTION RECEIVED
Jun 25, 2026	GNRN	NOTIFICATION OF NON-FINAL ACTION E-MAILED
Jun 25, 2026	GNRT	NON-FINAL ACTION E-MAILED
Jun 25, 2026	CNRT	NON-FINAL ACTION WRITTEN
Jun 24, 2026	DOCK	ASSIGNED TO EXAMINER
Mar 23, 2026	MAFR	APPLICATION FILING RECEIPT MAILED
Mar 23, 2026	NWOS	NEW APPLICATION OFFICE SUPPLIED DATA ENTERED
Mar 23, 2026	NWAP	NEW APPLICATION ENTERED