USPTO serial 99735466
NOBANKFI
Status 641Office Action
- Filing date
- Mar 31, 2026
- Status date
- Aug 14, 2026
- Registration date
- —
- Examiner
- KAPLAN, VALERIE ELIZABETH
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What this means
The USPTO has issued an Office Action on this application. A response is typically required before the deadline, or the application can be abandoned.
Deadline: November 14, 2026
Office Action issues
The USPTO examiner requires clarification on some of your service descriptions and noted that your application involves multiple classes requiring proper structuring and additional class fees.
Owner
Nobankfi, LLC
Raleigh, NC, US
Goods and services
| Class | Description | Status | First use |
|---|---|---|---|
| 036 | Providing an online marketplace for facilitating owner-financed real estate, vehicle, equipment, and business acquisition transactions between buyers and sellers; financial services, namely, facilitating the origination and transfer of private mortgage notes and privately held lending instruments; escrow services for privately negotiated financing transactions; online payment processing services for owner-financed transactions; financial note servicing, namely, collecting, tracking, and distributing payments on privately held mortgage notes and private lending instruments; providing an online secondary marketplace for the purchase and sale of privately held real estate notes, vehicle notes, and private lending instruments; alternative credit scoring services; credit reporting services; financial consulting services in the field of owner financing and private note transactions | ACTIVE | — |
| 042 | Providing software as a service (SaaS) featuring software for facilitating owner-financed real estate, vehicle, equipment, and business acquisition transactions; software as a service (SaaS) featuring software for automated payment collection, tracking, and distribution for privately held financing transactions; software as a service (SaaS) featuring software for generating, storing, and managing real estate financing documentation including promissory notes, purchase agreements, and disclosure documents; providing a technology platform for identity verification and buyer screening in private financing transactions; software as a service (SaaS) featuring software for automated collections notifications, legal notice generation, and default escalation management in owner-financed transactions; software as a service (SaaS) featuring software for managing portfolios of privately held mortgage notes and lending instruments | ACTIVE | — |
Prosecution history
| Date | Code | Event |
|---|---|---|
| Aug 14, 2026 | GNRN | NOTIFICATION OF NON-FINAL ACTION E-MAILED |
| Aug 14, 2026 | GNRT | NON-FINAL ACTION E-MAILED |
| Aug 14, 2026 | CNRT | NON-FINAL ACTION WRITTEN |
| Aug 10, 2026 | DOCK | ASSIGNED TO EXAMINER |
| Aug 6, 2026 | NWOS | NEW APPLICATION OFFICE SUPPLIED DATA ENTERED |
| Mar 31, 2026 | MAFR | APPLICATION FILING RECEIPT MAILED |
| Mar 31, 2026 | NWAP | NEW APPLICATION ENTERED |